Family Protection Health insurance policy:
In times of rising medical cost, Bajaj Allianz Family Health cover policy offers a complete health cover and protection to you and your family. Bajaj Allianz Health Guard Family Floater option means it takes care of your family medical expenses from hospitalization of serious illness and accident. Now you never have to worry about running out of cash when it comes to your family's treatment.
Benefits of Bajaj Allianz Family Health Insurance Policy:
- Cumulative bonus of 10% to your Limit of Indemnity for every claim free year.
- 10% cumulative bonus benefit for each claim free year, maximum up to 50%. cumulative bonus would be passed in case policy is continuously renewed with us.
- No medical tests upto 45 years, subject to clean proposal form.
- Medical tests (pre-policy check-up) are mandatory for members aged 46 years and above.
- The pre-policy check up would be arranged at our empanelled diagnostic centers.
- 100% cost of pre-policy check-up would be refunded if the proposal is accepted and policy is issued.
- In case the member opts for hospitals besides the empanelled ones, the expenses incurred by him shall be reimbursed within 14 working days from submission of all documents.
- Health check-up at designated Bajaj Allianz diagnostic centers or reimbursement upto Rs.1000/- at the end of 4 continuous claim-free years. This benefit can be availed by only one member of the family.
Income tax benefit on the premium paid as per Section 80D of the Income Tax Act.
Free Look Period: If you would not be satisfied with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim.
- Due to unavoidable reasons, sometimes dates get pushed back a little. That's why you now have a grace period of 30 days for renewing your existing Bajaj Allianz policy. The policy will be considered as continuous.
- 130 Day Care Procedures are covered under the policy.
- Now you will no longer be charged higher premium if there has been a claim in the previous policy!
Note: Policy details given are indicative, not exhaustive. Please contact us for further details
For a complete list of coverage, terms and exclusions kindly contact us @ email - email@example.com,9884733043.